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Payment Methods

Payment Methods for Fast and Easy Check-Out

Get started with all payment methods available from the CM.com platform and allow your customers to pay the way they prefer.

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Payments Platform next icon Payment Methods

Online Payment Methods

visa

Visa

Credit Card - Accept payments from customers from anywhere in the world with VISA.

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mastercard

MasterCard

Credit Card - Accept payments from customers from anywhere in the world with MasterCard

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American Express

American Express

Credit Card - American Express is a worldwide popular card with an higher average purchase then any other card.

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paypal

PayPal

Online Wallet - PayPal is an online wallet with 300 million active users worldwide. An easy and secure way to get paid.

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maestro

Maestro

Debit Card - Maestro can only be used when transacted a 3-D Secure transaction.

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sepa

SEPA

Online Banking - Collect payments from over 34 European countries through SEPA bank transfer.

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iDEAL

iDEAL

Online Banking - iDEAL is the most used online payment method in the Netherlands.

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Bancontact

Bancontact

Online Banking - Bancontact or MisterCash is the most popular payment method in Belgium, online and offline.

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Carte Bancaire

Carte Bancaire

Online Banking - Carte Bancaire is a Visa branded credit and debit card. It's the most used payment method in France.

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Klarna

Klarna

Buy Now-Pay Later - Klarna is a flexible payment solution, which allows your customers various and easy ways to pay.

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Riverty

Riverty

Buy Now - Pay Later - Enable consumers to delay their payment to after goods without impact on the cashflow.

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in3

in3

Buy Now - Pay Later - With in3 customers pay in three equal installments, without interest. in3 is especially suitable for purchasing expensive products.

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Paysafecard

Paysafecard

Prepaid Card - Pay safely online in 43 countries without using a bank account or creditcard.

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CM.com Pricing

Volume Discount > 2,000 Transactions p/m

Payment Method Costs Processing Costs
Payment Method Costs Processing Costs

MasterCard / Visa

1.85%

€ 0.14

American Express

2.25%

€ 0.14

PayPal

PayPal costs

€ 0.14

Apple Pay

1.85%

€ 0.14

Google Pay

1.85%

€ 0.14

iDEAL / iDEAL QR

€ 0.15

€ 0.14

Bancontact / Bancontact QR

€ 0.25

€ 0.14

Refunds

€ 0.16

€ 0.14

Fraud Management Module

€ 0.03

Payment Process and Check-Out

One of the most important aspects of your payment process is the payment methods you offer your customers. Build your check-out page in a way that reflects your business and your customers' needs.

Latest Articles

iDEAL wordt WERO
Dec 09, 2025 • Payments

iDEAL to Wero: What Merchants Need to Know About the Transition

Europe is rolling out Wero – a modern, all-in-one digital payments solution supporting European payments sovereignty and simplify cross-border commerce. For Germany, France, Belgium and Luxembourg, Wero replaces some of their domestic payment methods. In The Netherlands, Wero will replace iDEAL, marking a major shift towards a unified European payments experience. So what does this mean for Dutch merchants and consumers? What can you expect and what are the key timelines to prepare for. Let’s take a look.

blog-christmas-carol
Nov 20, 2025 • Payments

An eCommerce Christmas Carol: The Customer Journey in One Package

' Tis the season for conversational commerce - and CM.com can deliver the whole customer journey in one package! From getting your promotional material seen to facilitating payments within the conversation, and some post-purchase customer care to turn holiday shoppers into loyal fans of your brand.

blog-shopper-recognition
Oct 20, 2025 • Payments

Shopper Recognition: Get to Know Your Customers Through Their Payment Data

Retailers are largely unaware of who their customers are, especially in brick-and-mortar stores. This is a problem. In a world dominated by data, retail faces an interesting challenge. How to inform strategy and decision making when the vast majority of shoppers choose to remain anonymous by avoiding joining loyalty programs?

Featured Image Blog in3
Jun 10, 2025 • Payments

Buy Now, Pay Later: The Rise of Responsible Installment Payments

More and more consumers are opting for flexibility at checkout. Consequently, installment payments - also known as Buy Now, Pay Later (BNPL) - are growing rapidly in popularity. This model allows consumers to receive products or services immediately and pay later (or in installments). Convenient for large or unexpected expenses, and attractive because of immediate ownership with no immediate cost.

Wero
Apr 10, 2025 • Payments

Wero Explained: The Future of Payments Across Europe

It still seems to be in the future, but Wero will soon replace local European payment methods. In several countries, Wero has already been introduced, such as in Germany, France and Belgium. The Netherlands will follow soon. What is Wero and what can you as a consumer or merchant expect from this new payment method?

Black Friday Payments
Nov 01, 2024 • Payments

Optimize the Payment Experience for Maximum Black Friday Sales

The last weekend of November is the perfect time as an (online) retailer to take advantage of your customers' appetite for buying. For years this weekend has been dominated by Black Friday, closely followed by Cyber Monday. This is the perfect time to give them a fast, safe and seamless payment experience, both online and in physical stores. Is your (online) store ready for Black Friday yet?

introducing-payments-on-whatsapp
Nov 23, 2023 • Payments

Introducing Payments on WhatsApp for the Ultimate End-To-End Customer Experience

Payments are the newest addition to WhatsApp Business Platform's impressive repertoire of powerful customer engagement tools. In this blog we'll introduce how payments on WhatsApp work, and discuss the benefits.

dutch-grand-prix-payments
Jun 29, 2023 • Payments

Smooth Payments for the Ultimate Dutch Grand Prix Experience

What is needed for the best Formula 1 Heineken Dutch Grand Prix experience? A good, fair race of course. Racers who are on top of their game? Good food and a nice cold beer? All the above are true. But there are also unseen factors that contribute to a great day at the Dutch Grand Prix. Payments during an event are seen as a given, a necessary evil perhaps, but they can truly make or break the experience for a visitor. Learn more about our Payments solutions at the Dutch Grand Prix and how they contributed to this awesome event.

ticketing-blog-featured-pos-cashless-en
May 16, 2023 • Payments

7 Reasons Why the Future of Events Is Cashless

Everyone who has ever been to a festival is probably familiar with tokens, it’s part of festival heritage. Traditionally, event organizers used plastic token systems to help reduce the burden of moving cash around and create standardized pricing models. But welcome to 2022. Almost all event visitors are Gen Z and Millennials, who are used to paying with their cards everywhere they go. So why not at events? Here are 7 ways in which you can benefit from making your events completely cashless.

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